Show simple item record

Substitution or complementarity between “soft” information and "hard" information : why and which effect on bank profitability ?

hal.structure.identifier
dc.contributor.authorSmondel, Aymen
HAL ID: 173743
ORCID: 0000-0001-9819-1869		*
hal.structure.identifierDauphine Recherches en Management [DRM]
dc.contributor.authorAlexandre, Hervé*
dc.date.accessioned2011-04-05T08:31:23Z
dc.date.available2011-04-05T08:31:23Z
dc.date.issued2010
dc.identifier.urihttps://basepub.dauphine.fr/handle/123456789/5897
dc.language.isoenen
dc.subjectBasel directivesen
dc.subjectBank-SMEs relationshipen
dc.subjectbank performanceen
dc.subjectcredit decision-making processen
dc.subject“hard” informationen
dc.subject“soft” informationen
dc.subject.ddc332en
dc.subject.classificationjelG.G3.G39en
dc.subject.classificationjelG.G2.G24en
dc.subject.classificationjelG.G2.G21en
dc.titleSubstitution or complementarity between “soft” information and "hard" information : why and which effect on bank profitability ?en
dc.typeCommunication / Conférence
dc.description.abstractenThe Basel II committee set up directives encouraging banks to use internal scores in order to assess the risk of their customers. This new form of information competes with the existing ones. SMEs are most concerned by these new stakes, due to the lack of transparency. The aim of this paper is to understand the determinants of the choice between substitution and complementarity between the two types of information: “soft” and “hard”, to test a potential effect of this choice on the banking performance and to describe which variables are involved in the decision-making process. The originality of this work is to try to quantify the information costs and to use it as a variable which is affecting the adopted choice.en
dc.identifier.citationpages39en
dc.description.sponsorshipprivateouien
dc.subject.ddclabelEconomie financièreen
dc.relation.conftitle2010 FMA Annual Meetingen
dc.relation.confdate2010-10
dc.relation.confcityNew Yorken
dc.relation.confcountryÉtats-Unisen
dc.description.halcandidateoui
dc.description.readershipRecherche
dc.description.audienceInternational
dc.relation.Isversionofjnlpeerreviewednon
hal.identifierhal-01622847*
hal.version1*
hal.update.actionupdateMetadata*
hal.author.functionaut
hal.author.functionaut


Files in this item

Thumbnail
Name:
E5356504d01.pdf
Size:
240.3Kb
Format:
PDF
View/Open

This item appears in the following Collection(s)

Show simple item record