• français
    • English
  • English 
    • français
    • English
  • Login
JavaScript is disabled for your browser. Some features of this site may not work without it.
BIRD Home

Browse

This CollectionBy Issue DateAuthorsTitlesSubjectsJournals BIRDResearch centres & CollectionsBy Issue DateAuthorsTitlesSubjectsJournals

My Account

Login

Statistics

View Usage Statistics

Substitution or complementarity between “soft” information and "hard" information : why and which effect on bank profitability ?

Thumbnail
View/Open
E5356504d01.pdf (240.3Kb)
Date
2010
Dewey
Economie financière
Sujet
Basel directives; Bank-SMEs relationship; bank performance; credit decision-making process; “hard” information; “soft” information
JEL code
G.G3.G39; G.G2.G24; G.G2.G21
Conference name
2010 FMA Annual Meeting
Conference date
10-2010
Conference city
New York
Conference country
États-Unis
URI
https://basepub.dauphine.fr/handle/123456789/5897
Collections
  • DRM : Publications
Metadata
Show full item record
Author
Smondel, Aymen
223699 Université de Nice Sophia Antipolis [IAE de Nice]
Alexandre, Hervé
1032 Dauphine Recherches en Management [DRM]
Type
Communication / Conférence
Item number of pages
39
Abstract (EN)
The Basel II committee set up directives encouraging banks to use internal scores in order to assess the risk of their customers. This new form of information competes with the existing ones. SMEs are most concerned by these new stakes, due to the lack of transparency. The aim of this paper is to understand the determinants of the choice between substitution and complementarity between the two types of information: “soft” and “hard”, to test a potential effect of this choice on the banking performance and to describe which variables are involved in the decision-making process. The originality of this work is to try to quantify the information costs and to use it as a variable which is affecting the adopted choice.

  • Accueil Bibliothèque
  • Site de l'Université Paris-Dauphine
  • Contact
SCD Paris Dauphine - Place du Maréchal de Lattre de Tassigny 75775 Paris Cedex 16

 Content on this site is licensed under a Creative Commons 2.0 France (CC BY-NC-ND 2.0) license.