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hal.structure.identifier
dc.contributor.authorPero, Valéria
hal.structure.identifier
dc.contributor.authorFlores Tavares, Fernando
dc.date.accessioned2018-06-07T09:21:38Z
dc.date.available2018-06-07T09:21:38Z
dc.date.issued2015
dc.identifier.urihttps://basepub.dauphine.fr/handle/123456789/17812
dc.language.isoenen
dc.subjectmicrocrediten
dc.subjectformalization and productive inclusion programsen
dc.subjectprobit modelen
dc.subjectBrazilen
dc.subjectMicrofinanceen
dc.subject.ddc332en
dc.titleEntrepreneurship, formalization and microcredit in Brazil: Achievements and challenges in the early 2000sen
dc.typeDocument de travail / Working paper
dc.description.abstractenThis article analyzes the reach of productive inclusion via entrepreneurship in Brazil, through Individual Microentrepreneur (MEI) formalization program and microcredit. Moreover, we estimate the effect of microentrepreneurs formalization and of having been interviewed for the Unified Registry for Social Programs (CadÚnico) in the chances of obtaining microcredit. The results show a positive and significant effect on the probability of having received microcredit in all model specifications. This means that the probability of a microentrepreneur having received microcredit, other factors remaining constant, increases if he or she is registered as a MEI. Furthermore, if the person was interviewed for the CadÚnico and is registered as a MEI, the probability of having received microcredit is even greater. However, the interaction with poverty showed a negative result. Due to the still low access to credit and greater difficulty for poor microentrepreneurs, it seems important to maximize the effects of the programs integration.en
dc.identifier.citationpages30en
dc.relation.ispartofseriestitleNOPOOR Working Paperen
dc.relation.ispartofseriesnumber63en
dc.subject.ddclabelEconomie financièreen
dc.description.ssrncandidatenonen
dc.description.halcandidatenonen
dc.description.readershiprechercheen
dc.description.audienceInternationalen
hal.author.functionaut
hal.author.functionaut


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  • Projet Nopoor
    Projet européen NOPOOR Enhancing Knowledge for Renewed Policies against Poverty

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