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Some reflections on insurance pricing

Henriet, Dominique; Rochet, Jean-Charles (1987), Some reflections on insurance pricing, European Economic Review, 31, 4, p. 863-885. http://dx.doi.org/10.1016/0014-2921(87)90004-3

Type
Article accepté pour publication ou publié
Date
1987
Journal name
European Economic Review
Volume
31
Number
4
Publisher
Elsevier
Pages
863-885
Publication identifier
http://dx.doi.org/10.1016/0014-2921(87)90004-3
Metadata
Show full item record
Author(s)
Henriet, Dominique
Rochet, Jean-Charles
Abstract (EN)
We analyse three aspects of the recent evolution of French automobile insurance by use of three simple theoretical models: - the fantastic development of professional mutuals, - the growing complexity of tariffs, - the increasing recourse to product differentiation. Each of these aspects can be interpreted as a step further in the direction of increasing premiums personalization. The question we examine is: how far should we go?
Subjects / Keywords
premiums personalization; French automobile insurance

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